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Micro Credit
 

In parallel to AMSY and Disha under TSP, WBTDCC has taken up micro credit schemes from the financial year 2010-11. 8683 numbers of beneficiaries (families) in the districts of Jalpaiguri, Malda, Uttar & Dakshin Dinajpur and Bankura was identified for agriculture and allied activities under the scheme. This scheme, being entirely a short term loan based project without any subsidy component unlike AMSY and Disha at a very low rate of interest, has been targeted to impart a sense of self reliance without subsidy-relief to which the tribals have been used. The Corporation has planned that these SHGs, after their successful execution of the schemes and repayment of loan thereof will be entitled to further support under TSP. Out of the identified families stated above, the corporation has already disbursed funds to the tune of 512.20 lacs as at close of the previous financial year, district-wise details of which are as under;

 

Basket making

Vegetable vending

 


     
 
  Micro Credit launched in 2010-11 (Amount in lacs)
 
     
 
Name of the district Number of beneficiaries Amount of loan
Maldah 825 82.50
Uttar Dinajpur 165 16.50
Dakshin Dinajpur 2559 255.90
Bankura 587 58.70
Jalpaiguri & Darjeeling 506 50.60
24 Parganas (North) 480 48.00
Total 5122 512.20
 
     
 
 
Total Tribal
Population
5296953 (2011)
Outlay out of total
state budget
--
Tribal
Districts
19
Scheduled
Tribes
40
Primitive
Tribes
3
Literacy
Rate
--
Regional
Offices
8
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